financial planning

The silent inflation — Wedding Dinner Singapore: The Silent Inflation Invitation You received a whatsapp photo from a distant friend you know from University. You haven’t spoke to her in a while. It reads “XXX and I will like to invite you to our wedding on XX Sept 2018, we really hope that you […]

Wedding Dinner Venues Singapore: The Silent Inflation

15 Mar, 2018 in budget / cashflow / financial planning / investing by Chengkok Oh

Copayment Insurance Hospital Singapore — Last week, it was announced that there are new rules to include Co-Payment even for those that have full rider hospitalisation plan. This will change the financial planning landscape in your journey with money. Insurers in Singapore will no longer be able to offer full rider coverage in this light. […]

How changes in co-payment for hospital bills affect you?

12 Mar, 2018 in financial planning / insurance by Chengkok Oh

Financial Planning Singapore — In the previous post about make your money work harder, we learn how to make money with money. Have we thought that we could lose it all? How about letting your money protect your money? In our post 5 myths of financial planning, we talked about why people delay using insurance to […]

Let your money protect your money

28 Feb, 2018 in budget / course / critical illness / education / financial planning / insurance / investing / Journey With Money by Chengkok Oh

Term insurance comparison — The big question of financial planning is whether we should pick a term insurance plan or a whole life insurance plan. While the debate still continues, we will address another popular question today in our journey with money. Which term plan is better? Highly sought after by investors due to the high […]

Term Plan Comparisons for Insurance

10 Jan, 2018 in budget / crisis / critical illness / education / financial planning / insurance / Leverage by Chengkok Oh

Best Saving Account — As value investors, we like to have a simple and easy way to get most value out of our money. Today, we will be won’t be touching on value investing. We will be touching on something that most of us already have. That is your bank account. Warning: Promotion come […]

Best Saving Account for Simple Savers

5 Dec, 2017 in budget / cashflow / financial planning by Chengkok Oh

Financial Planning — In journey with money, we want to help people to retire with confidence through stock investing and also financial planning. Today, we want to talk about getting cashback using your cards. There have been plenty of talks on the best credit card for cashback ever since cashback became popular. Recently, […]

Best Cashback Card 2017

9 Nov, 2017 in cashflow / discount / financial planning / Undervalue / value investing by Chengkok Oh

Financial Planning Singapore — There are many hacks in life ranging from psychological hacks to manage money to using baking soda to unclog your kitchen sink. One particular aspect in life that we taken for granted is money or financial planning. Have you ever wondered where your money magically disappeared to at the end of […]

Psychological Hacks to Manage Money

10 Oct, 2017 in budget / cashflow / consistency / excel / expenses / financial planning / income / mindset / Saving by Chengkok Oh

value investing singapore — There are plenty of investor’s mindsets around. With different types of investing styles, it is hard to conclude what is the best investment strategy out there. Even with different styles, we have found out there are certain mindsets that are consistent among the highly effective investors. Most of them would […]

7 mindsets of highly effective investors

13 Sep, 2017 in budget / cashflow / course / critical illness / Diversify / Dividend Stocks / Economic Moat / excel / expenses / financial planning / income / insurance / mindset / passive income / risk management / stock investment / value investing by Chengkok Oh

Financial Planning Singapore — Many investors who bought a saving plan confessed in me that they were very disappointed in the interest rates that insurance companies were giving. Some of them cut lost by terminating their saving plan, some of that continue to bite the bullet and carry on paying. “Why buy a saving […]

Why buy a saving plan when you can invest?

28 Aug, 2017 in budget / cashflow / CPF / education / excel / financial planning / passive income / Saving by Chengkok Oh

Medical Expenses — No fixed pay. Short term contracts. No annual leaves. How to do financial planning (Singapore) like that? (Check out the 5 myths of financial planning.) No money to do stock investment too. Unfortunately, the current job market dynamics is one that prefer short term contracts. Many University Graduates are having difficulties […]

How to survive and thrive as a freelancer?

19 Aug, 2017 in budget / cashflow / critical illness / education / expenses / financial planning / income / insurance / risk management / Saving by Chengkok Oh