cashflow

The silent inflation — Wedding Dinner Singapore: The Silent Inflation Invitation You received a whatsapp photo from a distant friend you know from University. You haven’t spoke to her in a while. It reads “XXX and I will like to invite you to our wedding on XX Sept 2018, we really hope that you […]

Wedding Dinner Venues Singapore: The Silent Inflation

15 Mar, 2018 in budget / cashflow / financial planning / investing by Chengkok Oh

How much hong bao to give — It is the time of the year our journey with money involves HONG BAOS!! After an entire year of doing value investing and financial planning, finally it is the time to receive some money!! As value investors, we find ways to most efficiently give our money too. The hongbao that you receive can […]

How much Hong Bao to give for Chinese New Year ...

31 Jan, 2018 in budget / cashflow / expenses / Journey With Money / Uncategorized by Chengkok Oh

Journeywithmoney — Trust me. Everyone wants to look good. Just look at your wardrobe (wink wink girls) and look at all those clothes that you have. The thing that is stopping us from buying more isn’t money but because there isn’t space for another wardrobe. This post is dedicated to those who […]

How Can I Create a Work-Friendly Wardrobe on a Budget?

18 Dec, 2017 in budget / cashflow / discount / Fair Price / Undervalue by Chengkok Oh

Best Saving Account — As value investors, we like to have a simple and easy way to get most value out of our money. Today, we will be won’t be touching on value investing. We will be touching on something that most of us already have. That is your bank account. Warning: Promotion come […]

Best Saving Account for Simple Savers

5 Dec, 2017 in budget / cashflow / financial planning by Chengkok Oh

Financial Planning — In journey with money, we want to help people to retire with confidence through stock investing and also financial planning. Today, we want to talk about getting cashback using your cards. There have been plenty of talks on the best credit card for cashback ever since cashback became popular. Recently, […]

Best Cashback Card 2017

9 Nov, 2017 in cashflow / discount / financial planning / Undervalue / value investing by Chengkok Oh

Financial Planning Singapore — There are many hacks in life ranging from psychological hacks to manage money to using baking soda to unclog your kitchen sink. One particular aspect in life that we taken for granted is money or financial planning. Have you ever wondered where your money magically disappeared to at the end of […]

Psychological Hacks to Manage Money

10 Oct, 2017 in budget / cashflow / consistency / excel / expenses / financial planning / income / mindset / Saving by Chengkok Oh

value investing singapore — There are plenty of investor’s mindsets around. With different types of investing styles, it is hard to conclude what is the best investment strategy out there. Even with different styles, we have found out there are certain mindsets that are consistent among the highly effective investors. Most of them would […]

7 mindsets of highly effective investors

13 Sep, 2017 in budget / cashflow / course / critical illness / Diversify / Dividend Stocks / Economic Moat / excel / expenses / financial planning / income / insurance / mindset / passive income / risk management / stock investment / value investing by Chengkok Oh

Financial Planning Singapore — Many investors who bought a saving plan confessed in me that they were very disappointed in the interest rates that insurance companies were giving. Some of them cut lost by terminating their saving plan, some of that continue to bite the bullet and carry on paying. “Why buy a saving […]

Why buy a saving plan when you can invest?

28 Aug, 2017 in budget / cashflow / CPF / education / excel / financial planning / passive income / Saving by Chengkok Oh

Medical Expenses — No fixed pay. Short term contracts. No annual leaves. How to do financial planning (Singapore) like that? (Check out the 5 myths of financial planning.) No money to do stock investment too. Unfortunately, the current job market dynamics is one that prefer short term contracts. Many University Graduates are having difficulties […]

How to survive and thrive as a freelancer?

19 Aug, 2017 in budget / cashflow / critical illness / education / expenses / financial planning / income / insurance / risk management / Saving by Chengkok Oh

Financial Planning Singapore — I assure you this isn’t another article about how to create passive income while you sleep. Today, I would like to share with you a discovery. In Singapore, most of us spend most of our money on food and on transportation. While it is rather affordable to eat and take […]

Make money when you eat or Grab

3 Aug, 2017 in budget / cashflow / discount / excel / expenses / financial planning / income by Chengkok Oh